If you work in the Engineering Industry, you need to protect your business against a whole raft of potential risks, including injury to an employee or member of the public, damage or theft of property, tools and equipment, and prosecution or tribunals.
Initially, whatever the size of your business, we will work with you to understand your core business activities and the types of risk you face, by visiting you on site and conducting a Risk Review. This will allow us to produce a comprehensive report of your workplace, from construction of the building to security measures, from staff turnover to training and health and safety policies.
High risk manual workforce
Typically, insurance in the Engineering sector will cover such aspects as buildings, fixtures and fittings; tools, equipment and stock; and business interruption. We will also advise on Public and Product Liability, Professional Indemnity, Director’s Liability as well as cyber and data exposure.
These are key elements to your insurance policy as your staff will most likely be exposed to working with machinery and other potentially dangerous equipment. We will work with you to understand and communicate with insurers your training and policies are in place in addition to ensuring that your cover is comprehensive, protecting you and your business.
Cyber and Data Protection plus Business Interruption
It is likely that you have sensitive data stored on equipment throughout your business. If this data is breached, your reputation is on the line, not to mention potential business interruption if you find you cannot work for a period.
We will ensure you have comprehensive cover for both cyber and data protection, in addition to business interruption access to help you quickly recover from any incidents that may arise both financially and reputationally.
Creating your bespoke policy
Acting as your insurance broker, Trust Insurance Group will approach insurance companies after a thorough review of your business.
We will present you with bespoke quotes, in a menu format, and talk you through your options, including payment and instalment facilities. Working with you, we will build the most relevant insurance policy, ensuring peace of mind for you.
We will continue to manage your insurance policy throughout the year, keeping in touch with you to ensure your details and therefore policy remains up to date and to advise and support should any claims need to be made.